Building Bridges to Success

Offering a range of products to match your specific working capital needs.

What We Do

20yrs-burst-35pxFor over 20 years, Virginia Commercial Finance (VCF) has provided creative financing to hundreds of companies. We afford companies the ability to grow their business and take advantage of additional money making opportunities that otherwise would be missed. Learn More

Who We Help

VCF continues to partner with hundreds of businesses within a wide range of markets. Our flexibility and creativity allows us to work with companies and industries that typically have had difficulty securing bank financing. We are committed to your business growth and welfare. Learn More

Why Choose VCF

VCF understands the challenges associated with small and middle market business loans and the need to easily access your working capital. We will find creative ways to enhance your cash flow, while you keep control of your financing decisions. Learn More

VCF allows you to focus on your business while we focus on your cash flow.

Partner with us today! Call (804) 897-1200 to schedule an appointment.


See what our partners and clients say about us.

“Your focus on your people your process and your product serve as a model for those in finance. It has proven to be sustainable thru some of the most interesting challenges in history.

Continue to stay committed to your disciplines and very glad to have been associated with you and your firm.”

Rick Ocheltree

President, Eastern Virginia Region, First Community Bank

“Let me tell you how much I have appreciated doing business with you and your company. As I recall, you told me that this was a step that many small businesses must take in order to get bank financing in place. We have now accomplished that.

Thanks again Virginia Commercial Finance employees for all your help.”

Luther Dickens

Chairman of the Board, Radva Corporation

“I want to thank you, both on my behalf as well as on behalf of my client. You did a tremendous job in putting together a credit package based on the Company’s request. Your job of dealing with the relevant issues and analyzing the business issues at hand was very well done. Thanks to your actions, my client has enhanced opportunities to further improve the health of their business.”

Mike Kain

Business Advisor, A Former Client

To get the process started all we need is a completed lending application.

Please email your completed application to or fax a copy to (804) 897-1202. If you have any questions, please call (804) 897-1200 and a member of our team will be happy to assist you.