Building Bridges to Success

Offering a range of products to match your specific working capital needs.

What We Do

20yrs-burst-35pxFor over 20 years, Virginia Commercial Finance (VCF) has provided creative financing to hundreds of companies. We afford companies the ability to grow their business and take advantage of additional money making opportunities that otherwise would be missed. Learn More

Who We Help

VCF continues to partner with hundreds of businesses within a wide range of markets. Our flexibility and creativity allows us to work with companies and industries that typically have had difficulty securing bank financing. We are committed to your business growth and welfare. Learn More

Why Choose VCF

VCF understands the challenges associated with small and middle market business loans and the need to easily access your working capital. We will find creative ways to enhance your cash flow, while you keep control of your financing decisions. Learn More

To get the process started all we need is a completed lending application.

Please email your completed application to or fax a copy to (804) 897-1202. If you have any questions, please call (804) 897-1200 and a member of our team will be happy to assist you.


See what our partners and clients say about us.

“VCF, and their exam process, truly added value and helped us book the credit. VCF’s examiners allowed our bank to obtain a more thorough understanding of all aspects of the business and the specific credit request.The time they took to explain the collateral exam and key credit issues helped substantially in preparation of the report to the credit committee.”

A Commercial Banker

Senior Vice President

“Every year VCF has been willing to provide seasonal over advances to our total line of credit to assist us through the tight periods.  I can’t imagine another bank willing to show the same trust and flexibility.”


Business Owner

“Preparation for the exam was involved, but the hard work led to summary meetings with the examiner. His thoroughness and professionalism was such that I always learned something about my business, and how to make it run better.  The examiner’s approach and contribution was an unexpected benefit of VCF’s consultative lending process.”

A Former Client

Business Owner

VCF allows you to focus on your business while we focus on your cash flow.

Partner with us today! Call (804) 897-1200 to schedule an appointment.