“Every year VCF has been willing to provide seasonal over advances to our total line of credit to assist us through the tight periods.  I can’t imagine another bank willing to show the same trust and flexibility.”

Business Owner

“VCF clearly understands the many nuances and pitfalls associated with financing a corporate endeavor and was always very straightforward with me concerning both the perceived and real risks associated with our financing, without which our company would not have survived.”

Business Owner

“VCF, and their exam process, truly added value and helped us book the credit. VCF’s examiners allowed our bank to obtain a more thorough understanding of all aspects of the business and the specific credit request.The time they took to explain the collateral exam and key credit issues helped substantially in preparation of the report to the credit committee.”

Senior Vice President