Why Choose Virginia Commercial Finance?

“Lucky to have been introduced to this fair and honest lender at a time when I needed them most” – A Former Client

At Virginia Commercial Finance, we are a team of financial services professionals bound together by a common mission: to serve those who serve others. Evidence of our commitment to this mission is the 500+ small to middle market companies we have funded over the past 25 years.  Our ability to provide customized lending products when creativity and flexibility is needed most continues to be the greatest benefit to our customers.

We are guided by our core PUSH-IT values: Passion, Unity, Servanthood, Humility, Integrity, and Thankfulness. Our outward expression of these values continues to foster enduring and successful client relationships.

It is our desire to provide businesses the fuel they need to grow. We celebrate our clients’ wins, and when challenges inevitably arise, we roll up our sleeves and unite together to withstand them.

We look forward to working alongside you to understand how we can provide the right working capital solutions for your business.

We PUSH IT Every Day.

We are committed to values and behaviors that set us apart.

Customer-Centric Culture.

We are dedicated to your business growth.


We provide flexibility in loan size and structure.

Unmatched Customer Service.

We make our relationship with you the number one priority. See what others are saying — read our testimonials.

Fast Funding.

Once approved, we are able to provide same day processing of financing requests.

Real People Answer Our Phones.

Responsive and accessible management and staff.

Custom Solutions.

We think outside the box to provide you, our customers, with the solution that best fits your needs.

Quick Approvals.

All approvals regarding your credit needs are made quickly by our leadership team.

Fewer Restrictions.

We aren’t burdened with Federal and State regulatory restrictions like traditional banks.

Contact us by phone, (804) 897-1200, or by email. We may be able to provide your business with the ability to grow and take advantage of additional money making opportunities that you may otherwise miss.